OK, so I probably should have done this a few years ago, but today, I\’ve written a note to our insurance guy (Chris Norton in Fitchburg – We started dealing with his Mom and Dad when we first moved to the area ) to drop the collision insurance on my 10-year-old truck.

Chris made an even more compelling argument for dropping it – the $500 deductible. I went to Kelly Blue Book (www.kbb.com) to check the value of this old (but still running well) beast.  A fair-condition 1999 Mazda B2500 SE Cab Plus 2WD with 183000 miles on it is worth about $1200.  More than I thought, but still at $150/year, counting the deductible, I\’d save that up in under six years. If I\’d taken the insurance off of it five years ago, I\’d be well ahead of the curve at this point.

Yes, folks, that\’s how boring my life has been over the past few months. I feel compelled to write that I\’ve canceled collision insurance on a 10-year-old pickup truck…